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NEW MORTGAGE STRESS TEST RULES 2021

By |June 3rd, 2021|Buying, Featured Buying, Financial, First-Time Buyer, Governments, Mortgage, News, Real Estate Agent Toronto, Real Estate Tips, Toronto Houses, Toronto Market, Uncategorized|

Starting June 1st, 2021, it’ll be harder for new and renewing mortgage borrowers to qualify for their home loan with the new mortgage stress test rules - a higher threshold for the “stress test” has come into effect.

First Time Home Buyer Incentive [New Updates]

By |May 18th, 2021|Buying, Featured Buying, First-Time Buyer, Mortgage, Real Estate Agent Toronto, Real Estate Tips, Selling, Toronto Market|

The First-Time Home Buyer Incentive is designed to help you buy a home and lower your monthly mortgage payments. There have been some new changes to accommodate people as the Toronto Real Estate market has reached an all-time high.

Bank of Canada Announcement: Ultra Low Rates to Stay as Economy Recovers from COVID-19 Impact

By |May 12th, 2021|Buying, First-Time Buyer, Investing, Mortgage, Real Estate Tips|

The Bank of Canada announced ultra-low rates to stay as the economy recovers from the devastating COVID-19 impact. As unemployment rates increased to 9.4 percent, it was critical that Canadians needed help. The Bank of Canada has confirmed these low rates will stay well into 2022 to ensure a stable recovery.

FACTORS THAT DECREASE PROPERTY VALUE

By |October 6th, 2020|Buying, Featured Buying, Featured Selling, First-Time Buyer, Home Design, Mortgage, Neighborhood, Real Estate Agent Toronto, Staging|

Buying a home is the largest investment you’ll make in your life so being aware of factors that could decrease your property’s value is essential before you buy. In this article we list different things to consider when you are buying or selling that can affect the value of your home: