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RESALE CLOSING PROCESS – THINGS TO CONSIDER
Purchasing a home is an intimidating task, and we understand that. To make it easier, we have broken down the buying and closing process on a resale property for you.
MORTGAGES EXPLAINED
Individuals use mortgages to make large Real Estate purchases without paying the entire purchase price up front. In this article we explain important factors to consider when you are looking to purchase a home.
WHAT IS INTERIM OCCUPANCY WHEN BUYING A PRE-CONSTRUCTION CONDO?
Buying a pre-construction condo is a different process than purchasing a re-sale unit in Toronto. With a pre-construction condo, there are many phases that take place before the condo is ready for its residents. One of these phases is interim occupancy. Interim occupancy is a temporary phase in the pre-construction buying process that comes just before final closing.
RECORD LOW RENT PRICES IN TORONTO CONTINUE TO DECLINE
Low rent prices in Toronto continue to see a downward trend while average home prices hit an all-time high.
7 INTERIOR DESIGN TRENDS TO FOLLOW IN 2020/2021
Natural materials, colours reminiscent of the outdoors and free form shapes are just a few of the trending interior designs to look forward to as we enter a new decade. Below, we have gathered a list of our favourite trends that you will be seeing everywhere in 2020/2021.
HIDDEN OR UNEXPECTED COSTS – FINANCIALLY PLANNING AS A FIRST-TIME HOME BUYER
Smart budgeting is imperative when you are looking to buy your first home. Planning ahead of time ensures that financial bumps will not detour your home ownership plans.
TORONTO REAL ESTATE NEWS | JUNE 2020 MARKET REPORT
Substantial increase in sales in June 2020. All home types are up year-over-year.
7 REASONS WHY HIRING A REAL ESTATE AGENT IS BENEFICIAL
Buying or selling a home will be one of the biggest transactions of your life. With such an important transaction, there are many factors that need to be considered such as negotiations, price guidance, emotional help, etc., and this can be a long, complex and stressful process if you do not have the right guidance.
BUYING A COTTAGE IN ONTARIO – HOW TO CUT COSTS
Owning a recreational property in the summertime is every Canadians dream. Although it is a big responsibility, cottage ownership is becoming increasingly popular. There are factors such as mortgages, maintenance and extra taxes that need to be considered but if you are looking in a good area and invest in the right property with potential, it is possible to see a great return on your investment.
BUYING A SECOND PROPERTY IN ONTARIO – THE PROCESS AND THINGS TO CONSIDER
Over the last decade, buying a second property has become much more popular for middle-class Canadians. Purchasing a second property is a decision that requires thoughtful planning to figure out if it is a viable option for you. Whether it is an investment property, vacation home or cottage - the epitome of the “Canadian dream”, it is important to understand what purpose your second property will serve.
FIRST TIME HOME BUYER INCENTIVE – IS IT A GOOD DEAL?
The First-Time Home Buyer Incentive is geared towards middle-class first-time home buyers. It is designed to help you buy a home and lower your monthly mortgage payments. It is a shared-equity mortgage with the government, meaning that the government shares in the upside and downside of the property value.
CMHC ANNOUNCES NEW INSURANCE CRITERIA FOR CANADIAN HOME BUYERS EFFECTIVE JULY 1, 2020
CMHC, Canada’s largest mortgage insurance company has announced a tighter mortgage borrowing criteria to begin on July 1, 2020.
UNDERSTANDING YOUR UTILITY BILL AND WAYS TO REDUCE COSTS IN A TORONTO HOME
It is no secret that Toronto is one of the most expensive cities in Canada to purchase a home in. Whether you are looking to buy or rent a property, you should also take the time to think about how utility costs come into play when you are crunching the numbers.
SELLING A TENANTED PROPERTY: WHAT LANDLORDS AND TENANTS NEED TO KNOW
Whether you're a landlord or a tenant, what are the rules around selling a tenanted property in Toronto? We've got all you need to know.
WHY IT IS A GREAT TIME TO INVEST IN BUYING AN ASSIGNMENT CONDO IN TORONTO
There are many reasons why assignment condo sales are a good opportunity for everyone involved. This article analyzes why buying a re-sale investment condo is less advantageous in the current market, what an assignment condo sale is and why it’s a great time to be looking into assignment properties in your area.
WHY NOT TO SELL YOUR PRE-CONSTRUCTION CONDO AT OCCUPANCY
While pre-construction investors often have an option of selling via an assignment, there are a number of reasons why you should choose to rent instead.
STAGING A HOME IN TORONTO ON A BUDGET
Home staging is an important part of the selling process - and doing it well can put your Toronto property ahead of the rest. When there isn’t room in the budget to hire a professional, this guide will help you stage your home inexpensively to sell faster and for more money.
THE ONTARIO RENT INCREASE 2020 GUIDELINE
The 2020 Ontario rent increase guideline, or the maximum amount a landlord can increase a tenant's rent, will go up to 2.2% in January 2020. Learn the rules here.
THE BENEFITS OF BUYING A HOUSE NEAR A SCHOOL IN TORONTO
Buying a house near a school in Toronto seems to be the obvious option for young couples or families with young children. The general consensus says that the positives of living in close proximity to a school outweigh the negatives but overall, it depends on your personal preference. In this article we discuss why there is added value to your home when you are buying close to a school, and other things to consider to narrow down your search.
GROWING MARIJUANA AT HOME: A TORONTO RESIDENTS’ GUIDE
The rules and regulations of growing marijuana inside a Toronto apartment are pretty straightforward. There are a few aspects that growers need to be aware of before beginning the process.
HOW TO MAKE MONEY ON A RENTAL PROPERTY IN TORONTO IN 2020
If you have funds to invest and want to know how to make money on a rental property, here are seven tips for your rental property investment strategy.