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Starting June 1st, 2021, it’ll be harder for new and renewing mortgage borrowers to qualify for their home loan with the new mortgage stress test rules - a higher threshold for the “stress test” has come into effect.
The Canadian Government Investing $14.9B for Public Transit Projects will benefit hundreds of thousands of people. With these feature projects, residents will have more access to better quality, cleaner, and safer public transit.
COVID-19 has had an impact on the Canadian Economy and housing markets across the country. Although the spring was much cooler than previous years, we began to see record setting sales in the summer months and the Toronto market has remained stable. With interest rates at historic lows and rental unit prices dropping, right now is the perfect time to make moves. Below, we list some of the impacts that COVID-19 has had on the market:
Smart budgeting is imperative when you are looking to buy your first home. Planning ahead of time ensures that financial bumps will not detour your home ownership plans.
The First-Time Home Buyer Incentive is geared towards middle-class first-time home buyers. It is designed to help you buy a home and lower your monthly mortgage payments. It is a shared-equity mortgage with the government, meaning that the government shares in the upside and downside of the property value.
If you’re looking to save money on your first home, you’re going to want to read this. Learn what first time home buyer tax credit and rebates are available to you.
Under Canada's new mortgage stress test in 2019 homebuyers must qualify for a mortgage at a rate of 5.19% or 2% higher than the negotiated rate (whichever is larger). Use our mortgage calculator to find out what you can afford.
With the Hamilton LRT set to begin construction in late 2019, we give you the scoop on how these major transit and infrastructure plans will impact real estate development and values.
Premier Ford announces Toronto Transit Plans for the 21st Century that feature four new subway lines that will expand beyond the city limits.
Are you a Canadian expatriate looking to invest? Here's what you need to know about investing in Canadian real estate while abroad as a Non-Resident.
